Close-up of a credit card being placed on a restaurant receipt in an Illinois bistro, with the 'Tip' and 'Tax' lines highlighted to illustrate the Interchange Fee Prohibition Act and swipe fees.

Skimming the Surface: How Illinois is Leading the Fight Against Hidden Credit Card Fees

Illinois is the first, and currently the only state, to pass a law banning financial institutions from charging swipe fees on taxes and tips. While banks and lobbyists are running ads claiming Illinois’ new swipe fee law (IFPA) hurts workers, the reality is the opposite. The law protects tips from being “skimmed” by banks, potentially…

Crickets and Conviction: Why I Refuse to Stay Silent

My recent foray into political commentary usually results in crickets rather than clicks, and I’m okay with that. I don’t write for the stats; I do it because I must. As an American, a veteran, and a concerned citizen, I feel a duty to stand up for others—not just for what affects me personally, but…

Project 2025: A Silver Platter with a Hidden Cost

We’re all dining at the same collective table these days, whether we realize it or not. The dish being served is Project 2025—a sprawling political blueprint backed by powerful conservative think tanks and positioned as a roadmap for the next Republican administration. It’s being presented with ceremony and confidence, plated with promises: a stronger border,…