Close-up of a credit card being placed on a restaurant receipt in an Illinois bistro, with the 'Tip' and 'Tax' lines highlighted to illustrate the Interchange Fee Prohibition Act and swipe fees.

Skimming the Surface: How Illinois is Leading the Fight Against Hidden Credit Card Fees

Illinois has enacted the Interchange Fee Prohibition Act (IFPA), which prohibits banks from charging swipe fees on tips and taxes, aiming to protect workers’ earnings. Despite opposition claims that this harms small businesses, the law actually helps by preventing banks from skimming crucial funds, enabling fairer wages for employees.

What “Immigration Enforcement” looks like in Illinois

Federal agents conducted a controversial immigration raid in Chicago’s South Shore neighborhood in late September and early October 2025. A multi-agency task force targeted an apartment building at 7500 S. South Shore Drive, resulting in arrests and accusations of excessive force against residents and elected officials.